The highest yield often hides the weakest peg.
For every stablecoin we put the DeFi yield next to a transparent peg-safety score (backing mechanism, current peg, supply trend, scale), then rank them by safety-weighted yield, the APY scaled by the peg-safety score (a ranking, not a predicted return). After UST wiped out $18B, mechanism matters. Every number links to where it came from. Not advice.
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Drag a slider to say how much each thing matters to you. The score, the ranking and the chart update live as you do. The defaults reproduce our published score.
✓ The de-peg signal sits on the structural side, where it stays separated. why? →
- Peg safety.
- How safe & sound a stablecoin's peg looks, 0-100 (higher = safer). It's about structural risk, not price.
- APY.
- The best DeFi lending yield you could earn on the coin right now.
- Safety-weighted yield.
- The APY scaled by the 0-100 peg-safety score, one number that ranks safer pegs above risky ones. A ranking index, not a predicted return (the score is ordinal, not the literal odds).
- Confidence.
- How much of the score is backed by real, sourced data. Low confidence = we couldn't verify much.
- Backing mechanism.
- Fiat-backed, crypto-backed or algorithmic. Algorithmic pegs are the recurring failure mode (the UST lesson).
- Peg deviation.
- How far the coin trades from $1 right now, the live truth of the peg.
Yield × Peg safety
29 of 29 with live yieldBubble size = safety-weighted yield. Top-right corner = high yield with a sound peg. 11 coins have no live yield data (they stay in the table below, for peg risk).
Stablecoins ranked by safety-weighted yield
40 of 40| # | Stablecoin | Peg safety | APY | Safety-wtd yield |
|---|---|---|---|---|
| 1 | apxUSDcrypto | 56 | 13.53% | 7.51% |
| 2 | USDTfiat | 96 | 5.46% | 5.25% |
| 3 | AUSDfiat | 77 | 6.55% | 5.07% |
| 4 | USDCfiat | 96 | 5.21% | 4.98% |
| 5 | USATfiat | 76 | 6.23% | 4.71% |
| 6 | OUSDfiat | 72 | 6.36% | 4.56% |
| 7 | USDGfiat | 88 | 5.01% | 4.39% |
| 8 | USDScrypto | 85 | 4.49% | 3.82% |
| 9 | reUSDcrypto | 54 | 7.01% | 3.77% |
| 10 | PYUSDfiat | 94 | 3.70% | 3.46% |
| 11 | BUIDLfiat | 82 | 3.47% | 2.85% |
| 12 | YLDSfiat | 79 | 3.53% | 2.80% |
| 13 | USDTBfiat | 77 | 3.32% | 2.55% |
| 14 | USDYfiat | 68 | 3.65% | 2.47% |
| 15 | DAIcrypto | 86 | 2.85% | 2.45% |
| 16 | USDaicrypto | 72 | 3.02% | 2.18% |
| 17 | USYCfiat | 54 | 3.33% | 1.80% |
| 18 | FDUSDfiat | 81 | 2.16% | 1.75% |
| 19 | USXcrypto | 62 | 2.39% | 1.49% |
| 20 | Ucrypto | 77 | 1.80% | 1.39% |
| 21 | RLUSDfiat | 85 | 1.54% | 1.31% |
| 22 | TUSDfiat | 89 | 1.40% | 1.24% |
| 23 | USD1fiat | 94 | 1.24% | 1.17% |
| 24 | GHOcrypto | 71 | 1.47% | 1.05% |
| 25 | crvUSDcrypto | 76 | 0.66% | 0.50% |
| 26 | USD0fiat | 78 | 0.56% | 0.44% |
| 27 | USDecrypto | 85 | 0.27% | 0.23% |
| 28 | USDfcrypto | 68 | 0.00% | 0.00% |
| 29 | USDDcrypto | 66 | 0.00% | 0.00% |
| 30 | USDGOfiat | 82 | n/a | n/a |
| 31 | pUSDcrypto | 70 | n/a | n/a |
| 32 | rwaUSDicrypto | 79 | n/a | n/a |
| 33 | USDNalgo | 49 | n/a | n/a |
| 34 | SOFIDfiat | 83 | n/a | n/a |
| 35 | GUSDfiat | 76 | n/a | n/a |
| 36 | BUSDcrypto | 79 | n/a | n/a |
| 37 | Mfiat | 72 | n/a | n/a |
| 38 | HUSDfiat | 65 | n/a | n/a |
| 39 | FLEXUSDcrypto | 69 | n/a | n/a |
| 40 | MUSTcrypto | 67 | n/a | n/a |
The coloured dots are the 5 peg-safety signals (green = strong → red = weak, grey = no data). Safety-weighted yield = APY × peg-safety/100. A structural-risk signal, not a guarantee against a de-peg, and not investment advice.
Run on stablecoins that actually de-pegged: the algorithmic ones (UST, IRON, USDN) scored ~24, far below live coins (~76). Honest: a fiat-backed reserve shock (USDC/SVB) was not flagged.
Tune the weights up top and the score, ranking and chart all update live. The defaults reproduce our published score.